Our comprehensive and innovative offer is addressed, first of all, to customers demanding state-of-the-art and transparent financial products, clear procedures as well as efficient and competent service, including after-sales support.
The work we have undertaken on new products is based on our motto “More Velo World”, which embodies a world of positive values, such as
Forging close relationships with our customers
Our customers have access to a complex network of branch offices as well as electronic access channels, including mobile banking.
We create a bank of the future, in which good choices pay off, and positive values and attitudes are responsible for added value: customer and staff satisfaction, positive changes within the banking environment, and attractive terms for investors.
Management Board and Supervisory Board
Our comprehensive and innovative offer is addressed, first of all, to customers demanding state-of-the-art and transparent financial products, clear procedures as well as efficient and competent service, including after-sales support.
The work we have undertaken on new products is based on our motto “More Velo World”, which embodies a world of positive values, such as safety, understanding, transparency, and innovation.
We tailor our services to the continually changing needs of our customers – from the initial stage of market analysis to concluding with offering new products. This is all to guarantee our customers comfort, piece of mind, and satisfaction with the services that we offer.
We provide banking services in the modern sense of the word, i.e., solutions which facilitate everyday financial life. Such solutions comprise our flagship account – VeloKonto, the savings account VeloSkarbonka, a new version of the flexible savings account (Elastyczne Konto Oszczędnościowe) or the pioneering service – VeloKomfort (VeloKomfort, free renewable credit, allows to spread high winter heating bills into fixed equal installments without additional charges to be paid). One of the pillars of our strategy is our continued focus on ecology. We work on innovative projects which actively support the green transition of the Polish economy.
Our priority is the implementation of principles and standards as regards the management of sustainable development in the bank, oriented at its development, and meeting the ESG strategic obligations towards our stakeholders. We are building a sustainable organization based on the highest management standards carried out in a transparent and responsible way.
We keep looking at strategic possibilities for creating business partnerships with market leaders so that we can offer our clients new and innovative solutions which, with the benefits they provide, reach beyond the conventional definition of banking.
Our customers have access to a complex network of branch offices as well as electronic access channels, including mobile banking. We create a bank of the future, in which good choices pay off, and positive values and attitudes are responsible for added value: customer and staff satisfaction, positive changes within the banking environment, and attractive terms for investors.
His nearly 20-year-long career was developed in the largest financial institutions in Poland: Bank Pekao, Pekao Central Brokerage House, Inteligo Financial services and PKO Bank Polski, where he was a Member of the Management Board in charge of technology, cybersecurity and employee training and development from 2017 to 2021. He successfully reorganised the functioning of structures of many undertakings, focusing on process efficiency, cost optimisation and dynamic business development. He co-created solutions such as BLIK, IKO, Bank Cybersecurity Centre, digital identity in administration, a nationwide system of e-Registration for COVID-19 vaccinations and the concept of National Cloud. In the last year, he acted as the Vice-President of the Management Board for Technology and Digitisation of the CCC Group, where he was responsible for digital transformation and actively supported the development of digital business and actions aimed at improving the Group’s efficiency.
He was the chairperson of the presidium of the Electronic Banking Council at the Polish Bank Association, the IT Architecture Council at the Committee of the Council of Ministers for Digitisation, the chairperson of the IT Expert Group operating at the Ministry of Finance and a member of the IT Consultants Team at the Ministry of Health. He chaired and participated in supervisory boards of companies such as PKO Bank Hipoteczny, the National Cloud Operator, PKO BP Finat, Modivo and Pronos.
In 2003, he graduated from the Military University of Technology in Warsaw and obtained a Master’s degree in Computer Science. From 2006 to 2007, he studied IT project management at the Warsaw University of Technology. He also completed a post-graduate Executive Master of Business Administration course at the Management University in Warsaw.
He has won numerous industry awards and distinctions and was awarded the title of an Electronic Economy Ambassador at the 10th Electronic Economy Congress. In recognition of his outstanding accomplishments in construction and development of the banking sector, the Polish Bank Association awarded him the Nicolaus Copernicus Medal. He also received the title of the ‘Banking market innovator of 2015’ in the ranking of ‘50 largest banks in Poland’, as well as the Prof. Remigiusz Kaszubski Award for creating innovations and a secure company in the cloud and commitment to the digitisation of society.
She started building her almost 30 year-long professional activity at the Warsaw office of KPMG, where she progressed through all stages of her career to become a Director by 2006, specialising in auditing financial statements and other assurance services for financial sector institutions in Poland. At the end of 2006, she started working for PKO TFI S.A. as Managing Director responsible for investment fund operations. Then, between 2010 and 2018, she was associated with the largest universal bank in Poland: PKO Bank Polski S.A., where as Director, she was responsible for internal audit functions of the Bank and the PKO Bank Polski Capital Group. As the CEO of the largest mortgage bank in Poland, which is a regular issuer of mortgage bonds on the Polish and European market (2018-2021), she was in charge of managing a bank with assets worth PLN 27 billion, determining the direction of strategic development, implementing strategy as part of day-to-day operations, as well as achieving excellent profitability, efficiency and capital security parameters for the bank in a dynamic market environment. She was the voice of the sector in legislative initiatives concerning the activities of mortgage bond issuers in Poland.
In the course of her professional career, she has also managed strictly financial challenges, namely: audits of financial statements, accounting and financial reporting consultancy, formulation of strategies and solutions, analysis of key risks in the activities of banks and other financial institutions, assessment of internal control and risk management systems, as well as day-to-day management of the entrusted business areas, achievement of the assumed objectives, budgets and strategies.
From 2018 to 2021, she also acted as a member of the Supervisory Board of PKO Finat Sp. z o.o. and is currently one of the members of the Supervisory Board of BEST TFI S.A.
She is a graduate of the Warsaw School of Economics. She is a UK auditor certified by the Association of Chartered Certified Accountants (ACCA Practising Certificate), and has an Executive MBA degree from École Nationale des Ponts et Chaussées in Paris and the University of Bristol. She also completed the Advanced Management Programme at IESE Business School, which is part of the University of Navarra.
He started his professional career in a business advisory and consulting company – Accenture, where he was responsible for the implementation of individual modules of the central banking system in PKO Bank Polski. Subsequently, he was associated with the Belgian KBC Capital Group: Kredyt Bank and TUiR Warta and TU NŻ Warta insurance companies (2006-2011). For six years, he acted as Director of the Transactional Application Development Department in the largest bank in Poland – PKO Bank Polski, where he played a key role in the acquisition processes of Nordea Bank Polska and SKOK Wesoła. He participated in PKO Bank Polski’s launch of innovative solutions, including: IKO mobile banking, an engine for calculating risk parameters in accordance with the IRB approach, a system for handling option transactions, a central solution for handling Cash Management products, the Loro system together with ICM functionality, implementation of a new IPKO Dealer auto-dealing system, as well as a fraud detection and handling system (EFM – Enterprise Fraud Management).
Since 2017, he has worked in government administration bodies as a plenipotentiary of the Minister of Finance for computerisation, where he has supervised the IT organisation of the Ministry of Finance, comprising more than 1,800 employees. He created and then implemented a digital transformation strategy for the Ministry of Finance. He has successfully restructured initiatives which were at a risk of failure, in particular the e-taxes project, for which he secured a pre-jurisdictional settlement. He was responsible for implementing innovative solutions, i.e. Your e-PIT, e-Tax Office, Poltax+, e-Toll, which facilitated and automated administrative processes. He developed and implemented the BIG DATA concept based on the use of algorithms and supervised the implementation of projects such as JPK_VAT, STIR, Split Payment, SENT, MDR, White List of VAT Remitters, e-Financial Statements, on-line Cash Registers, Virtual Cash Registers and e-Receipts. In September 2021, he took up the position of the Director of the Central IT Hub, where he successfully merged the NASK and COI development departments. He was responsible for developing a strategy for digitalisation of public administration, including the implementation of an e-payment platform for the public sector, the Central Register of Powers of Attorney and Authorisations, changing the nature of the mObywatel application or the Central Register of Drivers.
Following the outbreak of the war in Ukraine, he successfully managed the Help Ukraine project, as part of which he adapted the national registers for assignment of PESEL (Personal ID) numbers, trusted profiles, and launched the Ukrainian-language version of the mObywatel application and dedicated refugee service centres at the National Stadium, Tauron Arena, as well as a system for handling humanitarian convoys.
He is a graduate of the Faculty of Cybernetics at the Military University of Technology and the Collegium of Management and Finance at the Warsaw School of Economics. He also obtained the Executive Master of Business Administration (MBA) degree.
He has been associated with the banking sector in Poland for 30 years. He started his professional career in one of the largest banks on the Polish market – ING Bank Śląski S.A., where over the years, he was employed as the Branch Director and then as the Director for Operations, Accounting and Electronic Banking. He was also responsible for the Administration Department. From 2001 to 2006, he held the position of Accounting Director and subsequently the Finance Director at Bank Przemysłowo-Handlowy S.A. In 2006, he returned to ING Bank Śląski, where he was the Vice-President of the Management Board for 12 years. He managed a diversified project team to launch a new mortgage bank in Poland, which was established within the ING Bank Śląski Capital Group. Subsequently, in 2019, he took up the position of the President of the Management Board of the newly established ING Bank Hipoteczny.
As a person focused on changes and innovation, he was involved in the introduction of online banking and the IVR system in the 1990s. He took part in projects focused on continuous organisational improvement. He has experience in strategic planning, management of large organisations, programmes and projects in the banking sector, including HVB/Bank Austria in Poland with a total budget of PLN 10 million, or in managing the strategic project of ING Bank Śląski, which was aimed at supporting the acquisition of new clients and increasing market share – resulting in a doubling of profits over a five-year period. During his career in the ING group, he also managed the process of selling shares in pension funds, and participated in merger and acquisition projects in cooperation with the ING Group, external advisors and investment banks (Riviera, Joker).
Over the years, he has also gained experience in risk management by participating, among others, in the processes of implementing transfer pricing, introducing MCFH accounting to ensure stable turnover, as well as the implementation of world-class models and procedures for budgeting and controlling.
He studied at the Krakow University of Economics. He also graduated from the University in Tilburg, the Netherlands, where he was awarded Master’s degree in marketing.
A manager in Polish and international financial institutions and mentor to numerous experts and managers. Adrian Adamowicz started his career in 1993 in the Central Brokerage House of Pekao S.A., in the Corporate Customer Service Team, then moved on to Société Générale as an equity analyst. In 1996, he joined PKO/Credit Suisse TFI S.A., where he developed and supervised the area of institutional sales and pension schemes.
Between 2000 and 2001, he was the General Project Manager in The MotherShip Internet Holdings – a technology company; he also established the start-up Eo Networks together with Stefan Bator.
At the end of 2001, he joined Pioneer Pekao TFI S.A. as a Sales Director. In 2005, he was appointed Vice-President of the Management Board in charge of sales, marketing and product development, and in 2006, he was additionally the Head of Marketing and Sales Support at Pioneer Investments in Central and Eastern Europe (CEE), as well as a member of the Global Marketing Committee. He was subsequently appointed the CEO of AXA TFI S.A.
From 2009 to 2017, he was the Managing Director at PKO Bank Polski. He was responsible for transformation of the sales, distribution and marketing area. He created the private banking area. Thanks to these innovative changes, PKO became the leader of Polish retail banking during that time, achieved record-breaking results, accompanied by a significant increase in the satisfaction and involvement of its employees. He was a member of supervisory boards of, among others, PKO TFI S.A., PKO Leasing S.A. and Kredobank.
He was a co-founder of an innovative training and publishing company organising development programmes and publishing Mental Health & Wellbeing books based on positive psychology and neuropsychology.
Since 2019, he has been a member of the Supervisory Board of Esaliens TFI S.A. (formerly Legg Mason S.A.) – a private asset management company and a leader in the pension solutions market in Poland. Between 2020 and 2022, he was the President of the Management Board of Esaliens TFI S.A. He graduated in Banking from the Finance and Statistics Department of Warsaw School of Economics. He is an MBA graduate of the Gdansk Foundation for Management Development, University of Gdansk and Rotterdam School of Management – Erasmus University.
Piotr Tomaszewski
Chairman of the Supervisory Board
Dagmara Wieczorek-Bartczak
Deputy Chairwoman of the Supervisory Board
Krzysztof Lebiediew
Member of the Supervisory Board
Krzysztof Juzala
Member of the Supervisory Board
Mariusz Wojtacha
Member of the Supervisory Board
Sławomir Stawczyk
Member of the Supervisory Board